The Business Finance
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The British Business Bank and debt finance

The British Business Bank and debt finance

The British Business Bank debt finance solutions

The British Business Bank offers a range of debt finance solutions to support businesses at every stage in their journey.

The Enterprise Finance Guarantee programme provides loan guarantees, encouraging lending institutions, including banks, to lend to viable smaller businesses that would otherwise be declined for lacking adequate security.

The ENABLE Guarantees programme provides guarantees on loan portfolios, helping lenders to unlock more lending to smaller businesses by enabling them to use their capital more efficiently, freeing up capacity.

The ENABLE Funding programme makes available cost-effective funding to asset and lease finance providers, helping them to increase their provision to smaller UK businesses.

The Help to Grow programme (pilot) works through partners to address the financing needs of smaller businesses which are struggling to raise sufficient senior debt to fund their growth opportunities.

Investment Programmes make commercial investments, which stimulate at least the same amount of investment from the private sector, encouraging new lenders into the market and the growth of smaller alternative lenders, such as P2P lenders.

Start-up Loans

The British Business Bank also has oversight of the funding provided to the Start-Up Loans Company to administer the programme. Start-up loans help people start their own business, filling the gap where lenders are less willing to finance new start- ups. They combine a low-cost loan with free first class mentoring and support, both pre start-up and once the business is up and running.

To find out more about the British Business Bank, visit the Partners section of this guide.


Together on the journey

Access to the right kind of finance at every stage in your growth journey enables businesses like yours to invest, grow and create jobs. That’s why the British Business Bank and ICAEW’s Corporate Finance Faculty, and partner organisations representing finance and business, have created the business finance guide.

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